2025 401k Limits Chart For Over 50. Contribution limits for 401(k)s, 403(b)s, eligible 457s, and thrift savings plans increase to $23,500 for 2025; 401(k) contribution limits for 2025 the 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer.

The 401(k) plan is a primary retirement savings tool, and the irs sets annual contribution limits. The amount individuals can contribute to their 401(k) plans (as well as 403(b)s, most 457 plans, and the thrift savings plan) in 2025 increased to $23,500.